{"id":163,"date":"2019-01-30T14:58:43","date_gmt":"2019-01-30T14:58:43","guid":{"rendered":"http:\/\/localhost\/wp\/?p=163"},"modified":"2019-01-30T14:58:43","modified_gmt":"2019-01-30T14:58:43","slug":"fitness-benefits-for-health-insurance","status":"publish","type":"post","link":"https:\/\/www.lisajohnsonfitness.com\/fitness-benefits-for-health-insurance\/","title":{"rendered":"Fitness Benefits for Health Insurance"},"content":{"rendered":"\n\t\t\t\t\n

One of the big perks about having health insurance in the U.S. is it frequently comes with fitness benefits. This is a great way to defray a bit of the cost of working out and can also make you a bit adventurous. Why not try something new if it\u2019s already \u201cpaid\u201d for?<\/p>\n\n\n\n

\"\"<\/figure><\/div>\n\n\n\n

Here are some guidelines for the reimbursements as well as how you can get your HMO or insurance company to cover your workouts all<\/em> the time (if you truly need it for medical purposes).<\/p>\n\n\n\n

One caveat: fitness benefits can vary greatly by company and by the type of plan you have.  Read over exactly<\/em>what YOU have and feel free to call a customer service rep to get the details.<\/p>\n\n\n\n

Fitness Benefits That Qualify<\/h2>\n\n\n\n

Fitness benefits can run the gamut of a medically-guided yoga class at a hospital to a Zumba session at a local health club \u2026 from CrossFit Boxes for your home to even a therapeutic massage for your aches and pains. There is usually a wide array of choices that will qualify. To get the benefit, you\u2019ll need to have a receipt and you\u2019ll need to complete the paperwork properly when you submit.<\/p>\n\n\n\n

If you\u2019re not sure what to try, I recommend a personal training session or two. A good trainer can give you a home workout routine that you can try out for a while, and if you get bored with it, you can go back for a tune-up and new challenges. Another good benefit to try is a group exercise class card. You can often buy a \u201c10 pack\u201d of workouts from, say, a yoga studio or a boxing club. This is a great way to get a lot of bang for your buck and you could wind up with 10 or 15 workouts that your health insurance pays for. How cool is that?<\/p>\n\n\n\n

Fitness Benefits For Medical Reasons<\/h2>\n\n\n\n

In my Pilates studio, we often get referrals from physical therapists. A patient may have some sort of joint issue or a cranky back and their physical therapy prescription has run out, but the person is still not 100%.  In many cases a fitness facility can take over and help the person in their recovery with the HMO paying for it.<\/p>\n\n\n\n

Ask your doctor if she\u2019ll write you a prescription for your workouts (our clients literally get a prescription for Pilates), and submit it to the HMO to see if they\u2019ll reimburse you. Often they\u2019ll pay for a handful of sessions or they\u2019ll pay a percentage on an ongoing basis.  This has been a godsend for some of our clients; one is on the waiting list for a lung transplant, and one has multiple sclerosis and needs a workout that doesn\u2019t overheat her. There are so many reasons that are medically necessary to workout.  Check with your provider to see if you qualify.<\/p>\n\n\n\n

Have you used your fitness benefits for the year yet?  What did you use it on?  Maybe you\u2019re bored and it\u2019s time to break up with your workout<\/a>.<\/p>\n\n\n\n

Cheers,<\/p>\n\n\n\n

Lisa<\/p>\n\t\t","protected":false},"excerpt":{"rendered":"

One of the big perks about having health insurance in the U.S. is it frequently comes with fitness benefits. This is a great way to defray a bit of the cost of working out and can also make you a bit adventurous. Why not try something new if it\u2019s already \u201cpaid\u201d for? Here are some …<\/p>\n

Fitness Benefits for Health Insurance<\/span> Read More »<\/a><\/p>\n","protected":false},"author":1,"featured_media":164,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_newsletter_tier_id":0,"footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[19,20],"tags":[],"jetpack_publicize_connections":[],"yoast_head":"\nFitness Benefits for Health Insurance - Lisa Johnson Fitness<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lisajohnsonfitness.com\/fitness-benefits-for-health-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fitness Benefits for Health Insurance - Lisa Johnson Fitness\" \/>\n<meta property=\"og:description\" content=\"One of the big perks about having health insurance in the U.S. is it frequently comes with fitness benefits. 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